How To Cancel OUTsurance Car Insurance
OUTsurance is one of South Africa’s most trusted insurance providers, offering car insurance policies that cover accidents, theft, and damages. However, there may come a time when you decide to switch insurers, sell your car, or no longer need the policy. Cancelling your OUTsurance car insurance is a straightforward process, provided you follow the correct steps and give the required notice.
- Understand Your Policy Terms
Before you cancel your OUTsurance car insurance, it’s important to review your policy terms. Most OUTsurance car insurance policies are month-to-month, meaning you are not locked into a long-term contract. This gives you flexibility to cancel at any time, provided you give the insurer notice before your next debit order date. Knowing your policy’s renewal or payment date helps you avoid being billed for another month.
- Prepare the Necessary Information
When contacting OUTsurance to cancel your policy, you will need to provide some details for verification. These include your full name, ID number, policy number, and contact details. Having these ready will make the process faster and prevent delays.
- Contact OUTsurance Customer Service
The most reliable way to cancel your car insurance is by contacting OUTsurance directly. You can reach their customer service team by calling 08 600 60 000 from your registered phone number. Inform the consultant that you would like to cancel your car insurance policy. The agent may ask for your reasons for cancelling and try to offer better rates or cover options to retain your business.
If you are sure about your decision, politely confirm that you want to proceed with the cancellation.
- Send a Written Cancellation Request
In some cases, OUTsurance may require written confirmation to finalise your cancellation. You can send an email to help@outsurance.co.za with your request. Include your full name, ID number, policy number, and the date you want the cancellation to take effect. Keep a copy of the email and any confirmation messages you receive for your records.
- Cancel Debit Order Payments
If your premiums are paid via debit order, make sure to confirm that future deductions will stop after cancellation. OUTsurance usually handles this automatically once your policy is closed, but it’s still a good idea to check your next bank statement to ensure no additional payments are made.
- Request Written Confirmation
Always ask for written confirmation that your policy has been successfully cancelled. OUTsurance will typically send an email confirming that your car insurance has ended and that no further premiums will be collected. This serves as proof in case any issues arise later.
- Consider Alternative Cover
If you are cancelling because you’re switching to another insurer, ensure that your new policy starts immediately after the OUTsurance one ends. This prevents any gap in cover, which could leave you unprotected in the event of an accident or theft.
Also Read: How To Cancel A Debit Order On The Capitec App