Knowing how to check overdraft limit on FNB is useful when you want to understand how much additional money you can access from your account beyond your available balance. Your overdraft limit depends on your FNB account and the facility approved for you. You can usually check the available overdraft information through FNB’s digital banking services or by contacting the bank.
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Check the FNB App
Open the FNB app on your smartphone and sign in securely.
Select the account linked to your overdraft facility and view the account information.
- Open the FNB app
- Sign in securely
- Select the relevant account
- Review the account details
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Look for Your Available Overdraft
Check the account screen for information showing your available overdraft, available balance, or credit facility.
The exact wording may differ depending on the type of FNB account you have.
- Check the available overdraft
- Review your available balance
- Look for credit facility information
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Check Your Account Through Online Banking
You can also use FNB online banking to view information about your account and available facilities.
Sign in through the official FNB online banking platform and select the relevant account.
- Open FNB online banking
- Sign in securely
- Select your account
- Review your overdraft information
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Check Your Bank Statement
Your overdraft facility and related account information may also appear on your bank statement.
Review your latest statement for details about the facility, available amount, fees, and other account information.
- Open your latest statement
- Review the account details
- Check overdraft-related information
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Contact FNB
If you cannot find your overdraft limit through the app or online banking, contact FNB customer service or visit a branch.
You may need to complete identity verification before the bank can provide information about your facility.
- Contact FNB
- Verify your identity
- Ask for your approved overdraft limit
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Understand the Difference Between Limit and Available Amount
Your approved overdraft limit is the maximum amount the bank has made available to you.
Your available overdraft can be lower if you have already used part of the facility or if other transactions have affected your account.
- Check your approved limit
- Check how much is currently available
- Review recent transactions
Also read: How to Check Overdraft Limit on FNB
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