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    How to Make eWallet

    Damaris GatwiriBy Damaris GatwiriFebruary 20, 2026No Comments3 Mins Read
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    How to Make eWallet
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    If you are looking for how to make eWallet, you are likely interested in sending money quickly and safely without needing the recipient to have a bank account. eWallet is a mobile money transfer service offered by First National Bank in South Africa. It allows users to send money to anyone with a valid South African cellphone number. The recipient can withdraw the cash from selected ATMs or participating retailers.

    Learning how to make eWallet transactions is useful for supporting family members, paying someone quickly, or handling emergencies when traditional banking is not convenient. The process is straightforward and can be done through cellphone banking, online banking, or the bank’s mobile app.

    1. Table of Contents

      Toggle
      • Requirements Before Sending eWallet
      • How to Make eWallet Using Cellphone Banking
      • How to Make eWallet Using the Mobile App or Online Banking
      • How the Recipient Withdraws the Money

      Requirements Before Sending eWallet

    Before you can send an eWallet, you must:

    • Have an active bank account with First National Bank
      • Be registered for cellphone or online banking
      • Have sufficient funds in your account
      • Have the correct cellphone number of the recipient

    The recipient does not need a bank account to receive the money, which makes eWallet convenient for many people.

    1. How to Make eWallet Using Cellphone Banking

    One of the easiest ways to send eWallet is through cellphone banking.

    Dial the bank’s cellphone banking code on your phone and log in using your PIN. Navigate to the “Send Money” or “eWallet” option in the menu. Enter the recipient’s cellphone number and the amount you want to send.

    Confirm the details carefully before finalizing the transaction. Once completed, both you and the recipient will receive SMS notifications confirming the transfer.

    The system will generate a withdrawal PIN that the recipient uses to access the money.

    1. How to Make eWallet Using the Mobile App or Online Banking

    You can also send eWallet through the official banking app or online banking platform.

    Log in securely to your account. Select the “Payments” or “Send Money” section and choose the eWallet option. Enter the recipient’s cellphone number and the amount. Confirm the transaction using your secure password or verification method.

    The recipient will receive instructions via SMS on how to withdraw the funds.

    1. How the Recipient Withdraws the Money

    The recipient can withdraw the money from participating ATMs without a bank card. They must:

    • Select the “Cardless Services” option at the ATM
      • Enter their cellphone number
      • Enter the withdrawal PIN sent by SMS
      • Enter the amount to withdraw

    Money can also be withdrawn at selected retail stores that offer eWallet services.

    Also Read: How to Make Dombolo Without Yeast

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    Damaris Gatwiri

    Damaris Gatwiri is a digital journalist, driven by a profound passion for technology, health, and fashion.

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